My ex-wife passed away. I’m the beneficiary on her life insurance. Her family wants me to pay her funeral expenses and won’t leave me alone

Dear Quentin, I am 32, and just a month ago I found out that my ex-wife, whom I haven’t spoken to since we divorced, passed away tragically in a moped accident. My ex-wife had life insurance through her job. My ex-mother-in-law informed my father that my ex-wife had kept me as her beneficiary on her…

Is it ethical for cruise lines, venues, schools or Broadway to restrict entry to people not vaccinated against COVID-19?

It has begun. Travel and entertainment could be limited for those who choose not to get vaccinated. Venues are left with a moral quandary: Should they refuse patrons? Some colleges have already introduced a mandatory vaccine policy for in-person classes, and public schools are closely watching their states’ lawmakers to see if similar policies will…

I bought my parents’ house at below-market rate — my sister wants me to give her $50K to build my mother an annex. Is that fair?

My mother turns 81 this year. For years, she and my sister talked about building an annex onto my sister’s house so my mom could move in with her. My mom promised to pay for the addition. Together, they hired an architect and decided to start construction. I was not consulted on any of this.…

My boyfriend’s brother lent me $6K to buy a house 12 years ago. It rose 128% in value. How much extra should I give him back?

I love reading your column, and hearing about all the different aspects of financial questions, but now it’s my turn to ask for your advice. Twelve years ago, my boyfriend’s brother lent us $6,000 to cover closing costs on a home purchase, plus a little extra for initial repairs. (If it’s relevant, the title and…

My wife’s brother, 60, lives with his mom. He thinks the house belongs to him. What should happen after my mother-in-law dies?

Dear Quentin, My wife’s mother is 90 and in poor health. She requires 24/7 assistance. Her husband passed away about 20 years ago. She is still a wonderfully positive person, but the reality is that time is catching up to her. The oldest son, 60, still lives at home. He recently retired from his job…

We have $190,000 in retirement savings and want to use the COVID-related distribution rules to pay off $40,000 in debt — should we?

I’ve been contemplating taking the penalty-free COVID withdrawal from my Thrift Savings Plan retirement account. My wife and I earn roughly $180,000 a year combined and have about $190,000 in our retirement plans — $110,000 in my plan and $79,000 in her 403(b). We each contribute 15% and get our respective employer matches at 5%.…